Commercial insurance can be a complicated subject, but we here at McClure Insurance Agency, LLC will help you find the insurance right for your business. As the name suggests, commercial insurance is designed to give coverage and protection for your Minnesota business. Unlike other insurances, however, commercial insurance isn’t a single plan, but rather a network of different coverage options. Some of those options include:
Workers Compensation insurance is required by law in Minnesota. This coverage protects your employees if they are injured on the job. It’s important to remember that this coverage is required even if you have few employees and also if they are family members.
You can think of this as a catch-all for coverage needs. General liability insurance tends to cover things such as lawsuits, investigations, and other damages for which the business, or owners, are responsible.
These coverage options protect the nuts and bolts of your business—even if your business isn’t nuts and bolts. Rather than stitching together auto policies for each vehicle, commercial auto insurance allows you to protect a variety of cars and their drivers. Commercial property insurance protects the physical location of your business and your assets. Both are vital for any business.
Business interruption coverage helps cover the costs should you have to close your doors temporarily. These small interruptions are something every business should plan for. Whether it’s an unexpected shortage or closing for upgrades, every successful business has to pause sometimes.
Every business is unique. The insurance needs of the local ice cream shop won’t be the same as the insurance needs of a car dealership. At McClure Insurance Agency, LLC, our experts will work with you to make sure your business has the coverage it needs. Stop in or call today to get started protecting your business.
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